The casino game of Baccarat is probably one of the most misunderstood of all online casino games and even in land based casinos the average player will stick to roulette or blackjack rather than try their luck at Baccarat and despite what some people say Baccarat is as much a game of luck and chance as many other casino games. The only thing we can think of that puts online casino players off the game is that they do not understand the card values and the way in which the cards are played but strangely enough you do not need to in order to play. There are only three possible bets in Baccarat or Punto Banco as it is sometimes known and they are betting on the player to win, betting on the bank to win or a tie (how many online casino games do you know where you can bet on the bank to win?). There are two hands and both are played by the house but as there are very strict rules for playing, which can be found at any of the online casinos offering Baccarat, it does not make any difference who is actually playing the cards. The winning hand is the one closest to 9 at the end of play but all ten value cards have a value of zero, ace is 1 and all other cards have their normal face value but the other difference is that when the total of the cards exceeds 10 then 10 is deducted so a total of 13 becomes 3 and a total of 17 becomes 7. Once you have grasped this simple rule then the casino game of Baccarat is very simple and what is more is that the chances of winning at Baccarat are one of the best in the casino..